Designed to help you protect your livelihood, tool insurance is a must for tradespeople looking for the comfort that a good policy can bring. We know tools are expensive with many tasks needing a specific tool for the job, that can drive your outgoings up.

As a tradesperson your tool kit can end up being worth a hefty sum. Imagine the cost of buying your tools from scratch should you be the victim of theft, or how long it would take to replace your tools in the event of an accident?


Do I get tool insurance on its own, or with other insurance policies?

It’s always worth reviewing the various insurance policies you may need as a business or look at what you already have in place. We’ve compiled a guide to Tradesman & Contractor Insurance here covering all types of insurance you should consider having in place. 

A full business policy might be the best option to ensure you’re covered from all angles, with every aspect of your business under the appropriate level of protection.

What isn’t covered in the tool insurance?

There are various levels of cover to choose from, and understanding what is and isn’t covered is vital before taking out a policy. It’s essential you read the terms of your policy in detail to make sure you understand what protection you’ll be getting. Our knowledgeable team of advisors can help you to establish what level of cover you need.

How much is tool insurance?

The price of a policy can vary greatly based on a number of factors, including level of excess and the value of tools to be insured. Based on your individual requirements and if you need other policies in addition to tool insurance, your premium will reflect the inclusion of extra cover.

Insurance types

Stanmore Insurance Cyber Insurance Icon

Business Cyber Insurance Cover

Protect your business in the event of cyber attack

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Stanmore Insurance Employer Liability Insurance

Employers Liability Insurance

Provides you with cover against claims from employees

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Stanmore Insurance Property Damage Insurance Cover Icon

Property Damage Insurance Cover

Make sure your business can continue if the worst happens

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Stanmore Insurance - Public Liability Insurance Icon

Public Liability Insurance Cover

Cover all kinds of claims made in a wide variety of work environments

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Stanmore Insurance Professional Indemnity Insurance Icon

Professional Indemnity Insurance Cover

Provides cover to pay for legal costs and expenses if a customer claims.

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Stanmore Insurance - Commercial Financial Crime Insurance Icon

Commercial Financial Crime Insurance Cover

Protect your company against direct losses that could occur due to the theft of money

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Stanmore Insurance - Directors & Officers Insurance Icon

Directors & Officers Insurance Cover

Liability cover that protects a company’s directors, senior management and other key personnel

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Stanmore Insurance - Business Interruption Icon

Business Interruption Insurance Cover

Insures you against losses of income that could occur if you were unable to trade due to an unexpected event

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Contact us for a free quote

For a free quote get in touch with one of our experts today! Fill in your details on the right and we will give you a call back.

Alternatively you can call us on 01204 570370